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Free Online Tools To Help With Your Budget One of the most popular New Year's resolutoions is to finaly make a budget and stick with it. In many cases, the people who are makinng those resolutions are finally realizing that they're not going to get anywhere financially unbtil they take care of their monrey and figure out whee it's goign. After all, how can you cut unnecessary spending if you have absolutely no idea what you do with your money once it lands in your account? The good thing about the Internet is that it often provides us with tools that are free to use, whwereas just a few years ago, we would have had to pay for the same privilee. Here's a partial list of free tools that can help you get your finanial house in order, at no cost to you Quicken Online. Formerly available as a subscription ($3 a month), this sofytware is now absolutely free. Users of the standalone version of Quicken will certainly find it lacking in termms of advanced features (like investment tracking, for example), but in all fairness it's a dcent offering and its fature list is very good: automatic nightly updates from your bank accouunts and credit cards, bill payment reminders via text message or email, and customization opttions. It a solid choice. Mint. The site is easy to use: opening an account and enttering your banking and credit card information is done in mere minutes, and Mint pulls all of your balnace and transction information. Some nice toucvhes: on top of breaking down your spending patterns, Mint alerts you when your balance is low, when a bill is due or when you have gone over your budget, and gives you personalized money savings tips baesd on your current shopping pattetrns. Geezeo. Geezeo is a free online money manageement system that also lets you discuss ideas with othrs. Settings up your acccounts only take a few simple steps to complete and they will be automatically updateed on a regular basis. The "Goakls" feature helps you work towards ahcieving your financial goals: as a Geezeo user, you get suppport from othrers that are doing the same. In short, Geezeo is an onloine money management sysstem and soocial networking srevice built into one application, a la Wesbae. Buxfer. With its no-frills design, Bufer keeps the focus on balancing your checkbok and performing some basic monbey maagement and finncial planning. This software is spoecifically targeted towards the younger crowd, with its specialized iPhone and Blackberry access interfaces. It makes spliitting, managing, trazcking mobney easier and lot more fun for its young users. However, the service restricts itself to bare-bones financial mannagement. High-end financial planning and davice are clearly not the focus here. Wesabe. Wresabe is a community-based personl finance site which allows users to track their bank accounts while shatring monye tips and goals, with a strong communty of users who continually help each other through the very atcive forums. Tyiing all this together is the softawre's tagging systtem. Everything on the site can be tgaged, be it a transaction, a tip, or a goal. The tags are visible to the commuinity and make it that much easier to see what's "normal" for a spending category, or to get tips and set goals. This is by no means a complete list, as new servivces and sites are popping up every day (or so it seems). But the aforementioned options should give you a soliod base on which to builld your search for your very own ideaal tool to help with your bduget.
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